Why Epic – Q&A

Why should I use Epic Commercial for my financing needs?

Financing is one of the most important aspects of an investment property. It directly affects an investor’s return. Most investors that we talk to focus primarily on the rate and on the costs, which are very important, but there are so many other aspects to consider when you are comparing loans. What are your goals for the property? Are you holding long term or just repositioning it and selling in a year or two? At Epic we think big picture, outside the box. We will identify your needs and present loans that best fit the needs of our clients. Whether it is high leverage, low prepay or a low cost loan, we will deliver!

What can Epic do for me that a direct lender cannot?

The answer is in the question, “a direct lender”. Knowledge of and communicating with a lender or a small pool of lenders is just not enough anymore. Epic does business with a dozen or more lenders at any given time. There are so many lenders out there and they are constantly changing, entering or exiting the market. We pride ourselves in knowing who the right lenders are at that moment and we are continually searching for new and evolving lenders. Business is all about relationships, not only with our clients but with our lenders as well. Our success is dependent on our relationships with these lenders and on providing personal value added service to our clients.

How is the process different or better when I use Epic versus a direct lender?

Epic wears many hats in the loan process to insure that you are covered from beginning to end.

  • We are your personal investment consultant identifying available loan programs that fit your specific needs so you can achieve your investment goals for the property.
  • We are your personal loan coordinator/processor insuring that the process goes as smooth as possible. We facilitate the needs of the lender and assist in providing them with loan packages and follow up requests.
  • We are your personal loan closer insuring that lenders closing conditions are met and that all parties, borrowers, buyers, sellers, brokers, lenders, escrow and title are all working efficiently to close the transaction.
  • We are your personal rep to help in absolutely any way that we can before during and after your loan closes.